Dot & Halo Gulf money
UAE · Saudi · Qatar Three laws Read 3 November 2026

The same job in three Gulf countries pays three different gratuities.

Basic salary 10,000 a month, ten years of service, contract ended by the employer. Qatar pays the least and Saudi pays the most at that length. At five years it is the other way round.

3x the difference between the lowest and highest payout once long service and resignation are both in play

The three formulas

CountryFormulaBaseCap
UAE21 days per year for 5 years, then 30basic wagetwo years of wage
Saudi Arabiahalf a month per year for 5 years, then a full monthlast wage, fixed allowances includednone
Qatar21 days per year, flatlast basic wagenone

All three share a one year floor: no completed year, no gratuity. All three pay part years in proportion once the first year is done.

Five years, then ten

Basic salary 10,000. Daily wage is 10,000 ÷ 30 = 333.33. A month is 10,000.

ServiceUAESaudiQatar
5 years35,00025,00035,000
7 years55,00045,00049,000
10 years85,00075,00070,000
15 years135,000125,000105,000

The shapes explain the numbers. Qatar is a straight line, so it falls behind as service grows. Saudi and the UAE both step up at five years, and the UAE steps higher because 30 days is a full month while Saudi's month is a full month too but only after five half months. At ten years the UAE is ahead by 10,000, and the gap widens slowly.

Where the table breaks

Resignation. This is the biggest difference of all, and the table above assumes the employer ended the contract.

A worker who resigns at seven years on 10,000 basic takes 55,000 from the UAE, 30,000 from Saudi, and 49,000 from Qatar. Saudi, the most generous on paper for long service, pays the least in that scenario.

The allowances trap Saudi counts fixed allowances inside wage, so a 10,000 basic with 4,000 housing can pay on 14,000. The UAE and Qatar use basic only. Two workers on identical packages can be owed very different sums because of how the contract splits the number.

What this means if you are choosing

For a short stay that you plan to end yourself, the UAE is the most predictable and usually the best paying. For long service on a package heavy with allowances, Saudi can pull ahead. Qatar is the simplest to calculate and rarely the highest.

None of that replaces reading your own contract. Free zones in all three countries can set different rules, and the number that matters is always the basic salary written on your paper.

Sources

General information, not legal advice.